Terms of Service

Last updated: January 2025

1. Acceptance of Terms

By accessing or using the services provided by NeXpath Development, LLC (“Company,” “we,” “our,” or “us”), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

2. Description of Services

NeXpath Development, LLC provides insurance education, insurance-based strategies, and related services through its brands including NeXpath Financial and NeXpath Group. Our services are educational and informational in nature.

3. Not Professional Advice

Our services are educational and informational in nature and are not intended to provide:

• Investment advice
• Legal advice
• Tax advice
• Individualized financial planning

Information shared should not be relied upon as individualized advice. Clients may be referred to independent, unaffiliated investment advisors, attorneys, or tax professionals for advice in those areas.

4. User Responsibilities

When using our services, you agree to:

• Provide accurate and complete information
• Use our services only for lawful purposes
• Not misrepresent your identity or affiliation
• Not interfere with the proper functioning of our services
• Comply with all applicable laws and regulations

5. Intellectual Property

All content, trademarks, logos, and intellectual property displayed on our website and materials are the property of NeXpath Development, LLC or its licensors. You may not reproduce, distribute, or create derivative works without our express written permission.

6. Limitation of Liability

To the fullest extent permitted by law, NeXpath Development, LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from:

• Your use or inability to use our services
• Any decisions made based on information provided
• Unauthorized access to your information
• Any third-party content or services

Our total liability shall not exceed the amount you paid for our services, if any.

7. Disclaimer of Warranties

Our services are provided “as is” and “as available” without warranties of any kind, either express or implied. We do not warrant that our services will be uninterrupted, error-free, or free of viruses or other harmful components.

8. Indemnification

You agree to indemnify, defend, and hold harmless NeXpath Development, LLC, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of our services or violation of these terms.

9. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law provisions. Any disputes shall be resolved in the courts of Texas.

10. Modifications to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting to our website. Your continued use of our services after any changes constitutes acceptance of the new terms.

11. Termination

We may terminate or suspend your access to our services at any time, without prior notice, for any reason, including breach of these terms. Upon termination, your right to use our services will immediately cease.

12. Severability

If any provision of these Terms of Service is found to be unenforceable, the remaining provisions will continue in full force and effect.

13. Contact Information

If you have any questions about these Terms of Service, please contact us at:

NeXpath Development, LLC

Email: info@nexpathgroup.com